When you sign up for a business bank account with Mercury, they’ll ask a series of questions to verify your company’s details. This is part of their Know Your Business (KYB) process, which helps prevent fraud and meet regulatory requirements. Your address is one part of that review, along with other checks Mercury uses to evaluate risk.
Here’s which address to use at each step of the sign-up flow:
1. Legal address
Mercury will ask for the address you used to form your company. This is your legal address.
US-based companies should use the legal address listed in their formation documents, as long as it’s an accepted address type. Mercury accepts US office, commercial, residential, registered agent, and law firm addresses.
International companies can use a US registered agent address as their legal address.
If you use Stable’s Registered Agent service, you can use your Stable registered agent address as your legal address.
Mercury doesn’t accept PO boxes, other mailbox addresses, virtual offices, mail-forwarding addresses, international addresses, or addresses written in non-Latin characters.
Your Stable mailing address is considered a mail-forwarding address, so don’t use it as your legal address. Your Stable registered agent address is different and is accepted.
2. Company address
If Mercury asks for your company’s mailing address, you can enter your Stable address here.
3. Where you work day-to-day
Next, Mercury will ask where you work day-to-day. This should be where your business actually operates. If your company is remote, you can use your residential address. International addresses are also accepted.
Since you don’t physically work at your Stable address, don’t use it here. Registered agent addresses aren’t accepted for this field either.
Mercury uses this information to verify your company’s details and complete their KYB review.
After you sign up
Once you’ve completed the sign-up flow, Mercury will review the details you provided. After your account is open, you can use your Stable address as your mailing address with Mercury.